Federal student loans for college or career school are an investment in your future.

When a student borrows a federal student loan (Subsidized or Unsubsidized Direct Loan), it is different than nearly all loans:

  • No credit check
  • No co-signer

You are eligible if you are an eligible student who is accepted in an eligible program and enrolled at least half-time (6 credits for undergraduates, 4 credits for graduate students) at an eligible university.

If you are offered a federal student loan in your award offer by the Office of Financial Aid & Scholarships, you will meet these requirements.  You won't need to worry about a credit check or finding a co-signer.

First Time Borrowers

The Direct Loan Program requires students to complete Entrance Loan Counseling (allow 40 minutes) and a Master Promissory Note (MPN) at using your FSA ID to enter the secured area.

Office of Financial Aid & Scholarships

1183 - University Center
4901 Evergreen Road
Dearborn, MI 48128
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