b'FINANCIAL AID AND SCHOLARSHIPSSources of financial aid usually take the form of a loan, grant or scholarshipthese are based on merit (academic achievement) and/or Expected Family Contribution (EFC) calculated in your Free Application for Federal Student Aid (FAFSA).Office of Financial Aid: (313) 593-5300 | umd-ask-ofa@umich.eduFinancial Aid ResourcesStudents (and their families) are required to complete a Free Application for Federal Student Aid (FAFSA) each year to be considered for financial aid. Even if the circumstances have not changed, the new application will confirm your situation. Each financial aid program has special criteria so be sure to check the website. There you will also find a list of frequently asked questions (FAQs). More info: umdearborn.edu/students/financial-aidFederal Work StudyWork-Study is a federally-subsidized hourly wage job program which gives domestic students the opportunity to earn their award through employment. Some on campus employers require students to have work study, so be sure to let them know when applying for jobs! Work study can also be used off campus at non-profit organizations.Emergency ResourcesLife is unpredictable and often presents unexpected circumstances, which can cause significant hardships and stress. The universitys emergency aid funds might help mitigate these expenses.More info: umdearborn.edu/emergencyfundsandresourcesScholarship OpportunitiesUM-Dearborn offers thousands of scholarships each year and you can apply for additional support through private scholarships. This includes freshman, transfer, graduate, current student and private scholarships. More info: umdearborn.edu/fa_scholarshipsInternational Students and Eligible Non-CitizensRequirements vary for undergraduate and graduate international students, but there are scholarship and loan opportunities available! Students are encouraged to visit the website!More info: umdearborn.edu/financial-aid/international2020 CAMPUS RESOURCE GUIDE 11'