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  CONTACT: Jennifer Sroka
PHONE: (313) 593-5644
DATE: Sept. 16, 2004

School of Management to offer training program for credit education of teenagers, young adults

DEARBORN---The School of Management at the University of Michigan-Dearborn, in partnership with Comerica Bank, will present a new free program called "In Charge," a train-the-trainer program focusing on credit education for teenagers and young adults.

"The program will prepare educators, representatives from faith-based organizations and community leaders to teach teenagers and adults the skills needed to use credit wisely," according to Michael Clay, director of UM-Dearborn's Center for Emerging Business Issues. "This program will emphasize an active learning approach."

The program, which is free and open to the public, will be offered in three identical sessions over the next two months: Oct. 5 and 12; Oct. 19 and 26; and Nov. 2 and 9. Each session will run from 9 a.m. to noon in Room 110, of UM-Dearborn's Fairlane Center South building, 19000 Hubbard Drive.

"In Charge" will address topics such as establishing good credit, understanding a credit rating, choosing a credit card, calculating the cost of credit, recognizing 'credit stress' and preventing identity theft.

Trainers who complete the six-hour program will receive a certificate from the University of Michigan-Dearborn and can present classes on the basics of using credit wisely in schools, churches and community settings.

The program is free but registration is required. Each two-day program is limited to 30 participants.

To register or for more information, call Charlene Cole at Comerica Bank at (313) 222-3882 or e-mail at





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