5 Easy Steps to Financial Aid
The Office of Financial Aid & Scholarships encourages students to complete their FAFSA at www.fafsa.gov by January 1, 2019--the priority date for UM-Dearborn Grant funds. Even if you are running late,you can still apply for the 2019-2020 FAFSA NOW! Remember, our office cannot make a financial aid award until you are an admitted student.
We strongly recommend that our prospective and current students file their 2020-2021 FAFSA as soon as the FAFSA website opens to receive applications which is October 1, 2019 (just one month after you start your Fall 2019 Semester!!!) Set you phone calendar for October 31, 2019--Halloween, it is easy to remember to get an early start.
1. Create your FSA ID
If you have not already done so, you (and your parent if you are a dependent student) must each create your own FSA ID. The FSA ID replaces your FSA PIN.
To learn more about the FSA ID, visit Student Aid.gov/fsaid. The FSA ID is used to electronically sign your FAFSA (Free Application for Federal Student Aid) and also serves as an identifier to provide access to your personal information in various U.S. Department of Education systems.
2. Complete the Free Application for Federal Student Aid (FAFSA) on www.fafsa.gov
The Office of Scholarships & Financial Aid strongly encourages students to complete their FAFSA for 2020-2021 by January 1, 2020 which is our priority date for UM-Dearborn Grants.
You should print out your application and your Confirmation Page for your records. Send your FAFSA information to UM-Dearborn by using our school code number: 002326 in the school section.
3. Review your Student Aid Report (SAR)
Your Student Aid Report is the U.S. Department of Education’s response to your FAFSA. Review the information for accuracy and make changes if necessary. If there are errors on your SAR, correct them as soon as possible. Retain this document for your personal records. The Office of Financial Aid & Scholarships will receive a copy of your application electronically.
- If you provided an email address on your FAFSA, you will receive an e-mail that contains a secure link to your SAR information. Click on the URL in the message and follow the instructions to see all of your application results.
- If you did not provide an e-mail address on your FAFSA, you will receive your Student Aid Report in the mail.
4. If requested, provide additional information.
The Office of Financial Aid & Scholarships will automatically notify you of any supporting documentation which you must submit. It is important to remember that any delay in submitting requested documents or forms will result in a delay in processing your financial aid application.
5. Review and respond to your Financial Aid Award by mail or online
The Office of Financial Aid & Scholarships accepts all grants on your behalf of students, but requires you to accept scholarships, loans, and work study awards. You may accept your financial aid offers on UM-Dearborn Connect. You have the option to accept your award as is, reduce your accepted amount, decline, or leave at offered status on a term-by-term basis. Once accepted or declined for a semester, you cannot revise online. To make changes complete Student Decision Form and submit it to the Office of Financial Aid & Scholarships.
If you are receiving private scholarships, benefits from your employer in the form of tuition plans, and/or other sources of funding, your award may need to be revised. A revised financial aid award or a notification of change to your award by e-mail will be sent to notify you of the changes to your original award.
Applying for Aid
Selected for Verification
Just because you have completed the FAFSA does not mean that you have finished your financial aid application. Every year, at least 30% of the applicants are selected for a process called verification. This does not mean that you have made mistakes and it is not like an audit by the IRS. Even if you have made mistakes, they can be corrected with the verification process.
- You (and your parents if you are considered dependent) will need to complete a Verification Worksheet which usually confirms household members, number in college, and if a federal tax return was filed.
2017 and 2018 Federal Tax Return Filers
- If you did file a federal tax return, you (and your parents, if dependent) can use the Data Retrieval Tool (preferred process) which transfers IRS tax return information to the FAFSA.
- For those students or parents who do not use the the Data Retrieval Tool, copies of the IRS Tax Transcript for tax year 2018 can be obtained by requested at the https://www.irs.gov/individuals/get-transcript and request that the Tax Transcript be mailed to your home, or print the tax transcript from the online option.
- For those students and families who have not been able to successfully use the Data Retrieval Tool or obtain a tax return transcript from irs.gov, they are allowed to submit a complete signed copy of their IRS 1040,1040-A, or 1040-EZ to complete verification.
2017 and 2018 Non Tax Filers
- For parents and independent students and their spouses who do are not required to file a federal tax return, they must obtain an IRS Verification of Non-filing (VNF) document which provides proof that the IRS has no record of a filed Form 1040, 1040-A, or 1040-EZ for the tax year 2018 either online or completing a form by using the 4506T or 4506T EZ.
- If independent students or families are not able to obtain an IRS Verification of Non-Filing (VFN) document through the IRS, the individual is permitted to submit a signed statement that certifies that the individual:
- Has attempt to obtain the VNF from the IRS or other tax authorities and was unable to obtain the required documentation; and
- Has not file and is not required to file a 2017 or 2018 income return, and a listing of the sources of income earned by the individual and the amount of income from each source; and
- A copy of IRS Form W-2 , or other equivalent document, for each source of 2017 or 2018 employee income received by the individual
- Dependent students who did not file an IRS 1040, 1040-A, or 1040-EZ in 2018 are not required to provide documentation of their tax filing status other than by checking the appropriate box on the Verification Worksheet.
- If there is conflicting information, this may require additional information about assets or marital status.
- Once all of your documents have been submitted to the Office of Financial Aid & Scholarships, your application will be reviewed by one of the financial aid officers.
- If complete, your financial aid application will be reviewed for a Financial Aid Award which will be sent to your home if you are a freshman. If you are a continuing student, you will receive an email to notify you and to login to the UM-Dearborn Connect to review and accept your award.
Citizenship Status, Selective Service, Social Security Matches & Incomplete FAFSAs
- All applicants are required to be a U.S. citizen or eligible non-citizen to be considered for financial aid. If your status is not confirmed by the Social Security Administration (SSA) and/or the United States Citizenship and Immigration Services (USCIS), you will be required to bring your original documentation of your citizen or eligible non-citizen status to campus so the original can be copied by one of the university staff at the Enrollment Services counter or by the Office of Financial Aid & Scholarships. Documentation will be reviewed by a financial aid officer to determine if the submitted document satisfies the requirement.
- Nearly all males between the ages of 18-25 must register with the Selective Service System (SSS) at www.sss.gov. The SSS verifies each male applicant has registered with Selective Service.
- The Social Security Administration (SSA) matches the name, date of birth, and Social Security number provided on the FAFSA for applicants and parents with their records. When there is a mismatch, additional documentation of name, date of birth, and Social Security number must be submitted to the Office of Financial Aid & Scholarships to resolve this issue.
- Incomplete FAFSAs cannot be processed by the Federal Student Aid Processing Center. Until the issue(s) can be resolved, the Office of Financial Aid & Scholarships cannot make a Financial Aid Award to you. The most common problem is absence of a required signature.
- The 2020-2021 FAFSA uses the prior year's (2018) income, current household size and assets. When a family's projected income (2019 or 2020) will be significantly reduced because of job loss, reduction in child support, divorce, separation, or death, the applicant should meet with a financial aid officer to determine if completing a Special Circumstances appeal would be of benefit.