Due to the COVID-19 pandemic, UM-Dearborn classes are being held remotely through the end of the semester, Summer I and Summer II. Most campus operations are being conducted remotely and buildings are closed. Before coming to campus please call ahead to determine how services are being delivered. Events have been postponed or canceled, including Spring 2020 Commencement. Pass/fail decision date extended to May 5. For more updates please visit the Coronavirus information page

What UM-Dearborn Costs

Learn what expenses make up a budget in financial aid

The cost of attendance or budget in a financial aid award is made up of five expenses:


Tuition and Fees

Tuition and fees are based on full-time enrollment, defined as 12 or more credit hours per term for undergraduate students. Those electing fewer than 12 credit hours are charged on a per-credit-hour basis. For financial aid eligibility, full-time for graduate students is defined as 8 credit hours per term. Current tuition and fees for all UM-Dearborn Schools and Colleges are available from the Registration & Records Office. 


Costs of books vary by program, course load, and selected classes. Book cost can be reduced by comparing prices, buying used books, renting books or using the university's library.

Current books budget is $1,300 per academic year. 

Housing and Food
  • Are you planning on living off campus? The financial aid budget allows for off-campus rent and food costs based on average costs . Your costs will depend on housing arrangements and lifestyle, so carefully evaluate your options. If you live off-campus, you pay your rent directly to a landlord. Plan accordingly, since you will have four months’ rent to pay for the semester. If you live off-campus, you may save money by having roommates. The allowance for off-campus living is $9,048 per academic year (two semesters Fall and Winter.)



  • Commuting from home. Students who commute will reduce room and board costs significantly. The allowance for commuting students is $2226 for the academic year to acknowledge ongoing family  expenses and should not be considered to be a single bill that is paid directly to a landlord.

Current transportation budget is $1,876 per academic year. This allowance is based on the average distance a student may travel to and from campus each week by using the U.S. Mileage Allowance. 


This category includes other student expenses such cell phone bills, clothes, personal hygiene, student insurance and entertainment. This is the most variable part of a student's budget. The financial aid budget allows about $1,400 per academic year. Set an allowance, track expenses and stick to your budget of about $46 per week.

The More Credits You Take The More You Save

One way that students can save money on tuition costs over their college careers is to add an additional class beyond 12 credits. 

There is a substantial discount beginning at the 13th credit.  


1 2 3 4 5 6 7 8 9 10 11 12 13+
$494 $494 $494 $494 $494 $494 $494 $494 $494 $494 $494 $494 $108


For example, the credit hour assessment for a 2019-2020 undergraduate is $494 for 1-12 credits and $108 for the 13th credit and beyond.  


A 5th class could cost as little as $324.  Similar savings are available for graduate candidates.

Quick View of Average Full-Time Costs 2019-2020
Resident Non-Resident
At Home $19,710 $32,498
Off Campus $26,496 $39,284
View the Freshman/Sophomore Total Budget
At Home
Business $23,610 $36,398
Education, Health, and Human Services $20,100 $32,888
Engineering and Computer Science $22,700 $35,488
Arts, Sciences, Letters $20,100 $32,888
Off Campus
Business $30,396 $43,184
Education, Health, and Human Services $26,886 $39,674
Engineering and Computer Science $29,486 $42,274
Arts, Sciences, Letters $26,886 $39,674
View the Junior/Senior Total Budget
Business $24,274 $29,974
Education, Health, and Human Services $21,874 $27,574
Engineering and Computer Science $24,274 $29,974
Arts, Sciences, Letters $21,874 $27,574
View the Graduate Total Budget

Office of Financial Aid & Scholarships

University Center (UC)
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